Top U.S. economic officials say 10 of the nation's top 19 banks should
raise $75 billion to help them weather future economic problems.
The directives follow a through examination of the major banks to see
if they have enough money to cover potential losses if the recession
Banks lend out most of the money they get from depositors and
They make money on the interest borrowers pay to use the
money, so the more a bank lends, the more money it can make. But
raising the number of loans also raises the risk that some will not be
paid back when the economy turns sour, so the bank needs enough money
to cover such losses.